Back in earlier 2009 it was a great time to invest. I did so with online trading and made some money that year. I also wrote blog entries about the recession and the signs of recovery at that time. These entries are found under my "Investing In The Future" heading on the right side.

That was then. This is now. In 2008/2009, many governments bailed out bankrupt companies and banks. The wolf was beaten back from the door.

Now, who's going to bail out failing governments from their massive debts? The taxpayers that's who. Many of my recent tweets relate to "Debtzilla", the monster confronting the U.S. and some European countries, right now.

Stockmarkets were looking good, right up to May/2011, but lately, it's been two thumbs down for them. With swings of over 400 points in one day,  It's looking too volatile for my liking.

On further reflection, I've found that paying off a mortgage is probably the best investment you'll ever have.

You can also tap into your home's equity for a "secured line of credit". Normally, you'll only pay the interest on the money you take out and the interest rate is the lowest there is (In Canada, 0.5% over prime).

There's also tax free saving accounts where you can hold cash, mutual funds, bonds, etc. without paying taxes on the interest or dividends.

It looks that I may be off online trading for a long time.