• The U.S. Housing Bubble has burst and housing is becoming more affordable to lower income workers (with good credit).
• Multinationals on the Dow like "Johnson and Johnson" "Coca Cola" and "General Electric" are doing well internationally because of a lower American dollar.
• Millions of speculators have lost billions of dollars moving in out of global markets over the last six months. Kiss the "Get Rich Quick Hustlers" goodbye.
• Green techology companies are the fastest growing businesses in the world.
• There's a strong possibility that a democratic president and a democractic congress will intervene to soften the effects of a recession or slowdown.
• Millions of delinquent debtors will receive credit counselling from social agencies in many states.
• Thousands of bankers and financiers in the U.S. and the world will receive a crash course on "Risk Management 101".
• The stock markets of North America are coming under the control of experienced investors rather than erratic speculators.
• The Olympics in China this year will not only bring athletes of the world together, but deal making business leaders as well. 
• The Federal Reserve will lower interest rates quicker in 2008.
• The TD Bank of Canada will be used as a example of good banking and investing policies.
• More and more banks will get into "microfinancing" which helps small time entrepreneurs. This is also a job creator.

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