- Figure out exactly what is important to you. For example, Leo Babauta, a former miserable speechwriter and the contented author of "The Power Of Less" boiled it down to four things: spending time with his family, writing, reading and running.
- Learn how to live on a tight budget. This would be paying extra on your debts including your car and house. It would include a minimun of luxuries like travelling, dining out and electronic toys like a Blackberry.
- Become a prayer warrior and social activist. We are all stewards of this world. This involves a responsibility for improving mankind's condition. Our job is to make Earth a better place physically and spiritually.
- Learn how to save and invest properly. In Canada, there are high interest tax-free saings accounts called TFSAs. You can put $5000 in one every year and you never pay tax on the interest. This would be a good financial product for the U.S. too. Tell Barack Obama you want it. You should also have your own online trading account and learn bad investing from good investing.
- Develop a program for a healty diet and physical exercise that you can enjoy. These would be good habits that you can continue through your life and into retirement.
- Write a blog on your life, thoughts and visions. Every person is unique is his/her own way. It's great to "find the oneself" in our life experiences and communicate to others.
I'm a great believer in personal empowerment through education and self development.
If you have a blog or just want to communicate, please share your thoughts with me.